Ways of saving money essay


So to help you monitor your spending habits and cut expenses, here are 20 easy ways you can save every day—starting right now. How's that for instant gratification? Make a weekly "money date. During this time, update your budget, review your accounts and track your progress against your financial goals. Like any relationship, if you want your financial life to improve, you must spend time with your money.

2. Choose a proper meal plan

Plan out your meals for the week. Taking a few hours every weekend to grocery shop and meal plan for the week will definitely save you money, as dining out is the No. By eating at home, you save money that would otherwise be spent on tax and tip—and you usually save calories, too. Read More Americans lag in retirement saving.

Cut out cable. Cut out TV?! By switching over to an online service or cutting out TV altogether, you can save that money for another financial goal—such as paying off debt, traveling or saving for a down payment on a home. Switch to an exercise pass program. If you love working out, an exercise pass program such as Class Pass is the way to go.

And classes—like cycling, yoga, Pilates, barre, strength training, boot camp, dance and more—are unlimited. This beats having to pay for each studio's monthly membership or individual class fee, which can add up to hundreds of dollars a month. Host a potluck. The more friends you have, the more money you spend on lunch dates, birthday parties and gifts.

Switch it up and, instead of meeting over a fancy dinner, host a potluck and have everyone bring his or her favorite dish. That way, you can save money you'd spend on restaurant extras, such as tax, tip and parking—and you'll usually have a more intimate meal together, too.

Read More Sandwich generation in a pickle. Leverage lodging rental websites. Finding a place to stay while traveling is so convenient when you use a lodging rental website such as Airbnb, Travelmob or Housetrip. You can often find a place that has a kitchen so you can cook meals at home to save money at a rate that's comparable to hotels. You can even rent out your own place on sites such as Airbnb while you travel to make some extra cash to pay for your own travel expenses.

It's a win-win scenario.

Keys not to overspend

Make coffee at home. This one's not my favorite, as I absolutely love going to coffee shops and drinking delicious organic coffee. Work more. When you're working a lot, there's not much time left to shop and spend money. So stay busy and pursue a career you love. Wait 48 hours before you click "buy.


Example: Wait 48 hours before spending money on things that cost more than a certain amount. When you do, you will find that, most of the time, the item was more of a "want" than a "need. Use blogs and Pinterest to learn DIY beauty treatments. Self-care is important—but going to spas and getting pedicures, massages, etc.

Allow yourself a certain amount to spend on these things; then use blogs and apps like Pinterest to find at-home beauty treatments to help you save money. Often you can find a DIY organic option using common household or kitchen products. Read More Hang up on student loan collectors.

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Outsource online. Time is a commodity, and your time is precious and valuable. And these days, there are so many tasks you can outsource that will save you time and money. But how do you figure out if outsourcing something is worth the expense? A great thing to do is to actually calculate the cost of your time, which will help you figure out if you can pay someone to do something for less than your hourly rate.

Now that you know the value of your time, you can strategically outsource it using a service like Fiverr or Task Rabbit for a fraction of your own hourly rate. Get creative with gifts. Find creative ways to express your love to friends and family members with free, lower-cost or handmade birthday and holiday gifts. After all, a handwritten note explaining why you love someone can be more sentimental than some expensive gift he or she may never even use.

Most people will appreciate the thought behind your gifts more than anything, so don't be afraid to save money and find free ways to celebrate birthdays and holidays. Choose quality over quantity. This can apply to food, clothes, electronics and much more. Although it's tempting to choose the more budget-friendly version of an item, sometimes choosing quality over quantity will save you more in the long run. Save up your money and get the best-quality product you can afford, and leverage the cost-per-wear philosophy with more expensive clothing and shoes.

Your explanations in this aspect of the essay were clear and understandable. It is truly helpful advice that should be taken and followed by your sister. However the problem is the tone of the essay.

An Interesting Essay Example On How To Save Money Easily

It is so formal that you seem to be lecturing the person. If this is your sister, it should have a softer, more caring tone instead of coming across as a semi-admonishment on your part. Holt Thanks for your advice, and I just realized I forgot to write the actual first paragraph. I'll repost it later. This essay is to practice for my exam and in our country we need to write like a very formal letter although it is informal.

If can I also don't want to write until so formal. This is a light and very formal piece of writing. Maybe you should try to focus on using some strong vocabs.

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  • Also, the intent of this writing is not clearly mentioned, leaving this essay to be incomplete. Since you are writing this in a letter format, please make sure that you keep the format consistent until the end of the letter. That means, since you have a salutation as the opening of the letter, then you also need a closing salutation at the end.

    By the way, I think you used an android device to write this new letter because you wrote "Andrea" instead of and mother. Also, the word "mother" should be written in lower case since it is not accompanied by the name of a person as a title such as "Mother Teresa". Your tone is now consistent in terms of being concerned for your sister and comes across as the words of a sibling who wants to help a sister.

    The tone before was too academic because you did not have the proper format for the letter in place. This version though, does a very good job of accomplishing the task given to you to write about. Holt Yeaa I was using my phone. By the way, can you help me to correct my grammar of the essay? Here are some tips. When discussing in past tense, it is not always necessary to say the word "have".

    So in your first paragraph, you could have simply said "You mentioned in your letter In this case, it has already happened so it is no longer necessary to say "have". In the second paragraph, say "you do not have" instead of "did not have".